Friday, 7 August 2015

Li Ka-Shing’s 5 sets of Salary in Career Vs Rolf's 5 sets of Priorities in Life (Part 1)

Sometime back, I stumbled across a young blogger who discuss about “Advice on Spending Your Money in Your 20s-30s”. What captivates me in the article is about how Li Ka Shing advises the splitting of our salary into 5 sets of funds. 

For more details, also refer to yahoo news “Li Ka-Shing teaches you how to buy a car & house in 5 years.”  

The general idea is to split your income into 5 sets of funds. 


Assuming a monthly income of $2,000;

1st set:  30% ($600)        - Living expenses. Eat simple but healthy.

2nd set: 20% ($400)        - Expand social circle and build relationships. Buy lunch for people who are more knowledgeable, richer and who have helped you in your career.

3rd set: 15% ($300)        - Continuous learning. Buy books and attend courses.  

4th set: 10% ($200)        - Use it for holiday overseas or leisure to recharge.

5th set: 25% ($500)        - Save and invest to increase capital. Later can use for starting a small business.

LKS’s Ideology of Poor Vs Rich

“Life can be designed. Career can be planned. Happiness can be prepared. You should start planning now.

When you are poor, spend less time at home and more time outside. When you are rich, stay at home more and less outside. This is the art of living.

When you are poor, spend money on others. When you’re rich, spend money on yourself. Many people are doing the opposite.

When you are poor, be good to others. Don’t be calculative. When you are rich, you must learn to let others be good to you. You have to learn to be good to yourself better.

When you are poor, you have to throw yourself out in the open and let people make good use of you. When you are rich, you have to conserve yourself well and don’t let people easily make use of you. These are the intricate ways of life that many people don’t understand.

When you are poor, spend money so that people can see it. When you are rich, do not show off. Just silently spend the money on yourself.

When you are poor, you must be generous. When you are rich, you must not be seen as a spendthrift. Your life would have come full circle and reach its basics. There will be tranquility at this stage.”

~Li Ka-Shing

Rolf’s Opinion

It is without a shadow of doubt that the advices of the 87 year old Hong Kong richest man are exquisite. While I agree with most of the points, I do not subscribe to it entirely. But maybe what he meant only apply to our career. 

Li’s advices strike resemblance to the average lifestyles in Hong Kong and the current Chinese major cities, where the chasing of material wealth somewhat carries more weight than anything else in life for many. 

Little was said on PASSION and LIFE in general! Moreover the opportunity cost of wealth creation is often time. Time for your family, friends, relatives, and more importantly for yourself also.

Lest we forget, money correlates with work life balance but does not directly create it.

You may have sensed by now, that while I admired LKS’s ability to build wealth and also contributed greatly to the society, I am not entirely a fan of him. Not to be mistaken, LKS is a great man, but he is just not my cup of tea who can inspire me. 

Stay tuned to Part 2 on Rolf’s 5 sets of Priorities in Life.

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120 comments:

  1. Hi Rolf

    So disappointing. I am not interested in LKS. I am interested in your priorities. Waiting for your part 2. Let me guess:

    1) Family time
    2) Health
    3) Doing good
    4) Financial stability/independence
    5) world peace?

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  2. Hi FD,

    :-) hahaha... How can I compare to LKS.

    Do you know how many people are dying to learn from him to earn money.

    Both of us are same, I guess. Money not all important.

    Appreciate your patience for part 2 as I am going to spend some time for my family dinner soon.

    Hurray SG50!!! Hope you have a good time too!

    ReplyDelete
    Replies
    1. Hi Rolf

      Not sure about LKS, but at least I felt very real reading your blog and communicating to-an-fro. I don't worship money for sure, but I don't mind having tons of money if it worship me. haha.

      I extended my leave a bit to enjoy my family time during SG50. Hope we can still talk to each other during SG100 and more. Hurray!

      Have a good celebration with your family!

      Delete
    2. Hi FD,

      My "get real" inspiration was fortified by SMOL definitely.

      Yeah, having money is no sin, but using money to create sin is then sinful,

      Wow, SG100, I will be 87 by then! Hope so! U too have a wonderful celebration.

      Delete
  3. a lot of the quotes attributed to famous people are not from them.
    no successful entrepreneur will allocate their resources in that manner.

    ReplyDelete
    Replies
    1. Hi SMK,

      Thanks for dropping by.

      Guess like what SI mentioned, it was more referring to getting ahead in corporate life by LKS.

      I agree that we can't follow the allocation strictly.

      Delete
  4. Rolf,

    I'm with SMK. I'm highly skeptical LKS said those words.

    But that's not important. We are all ears on what's your opinion! (Eh, I thirsty...)

    If we were interested in LKS, we won't be here in the first place ;)

    ReplyDelete
    Replies
    1. Hi SMOL,

      My opinion is minion-liked... probably only thing I am proud of is "it is real" just like what you always advocate..

      I remember we cross swords once becos of that..

      You were right then!

      Delete
    2. This comment has been removed by a blog administrator.

      Delete
  5. Hi Rolf,

    Agree that LKS may have emphasized too much on the material aspect of life and our time can be used to develop other aspects of our life. Looking forward to your next post on your priorities :)

    ReplyDelete
    Replies
    1. Hi JST,

      Thanks for dropping by. Guess during LKS early life where Asian countries were all impoverished, the main drive deriving from chasing wealth is inevitable.

      Anyway, a big thank you to you who actually contributed to this article greatly.

      Delete
  6. HI Rolf,

    I read what was supposed to said by LKS in Chinese, think it is really talking about getting ahead in the corporate life.

    When he said spent on others, he mentioned a very important disclaimer on you must be very careful who you are spending on.

    "He" definitely not referring to "loved ones" but people who can value-add.

    ReplyDelete
    Replies
    1. Hi SI,

      Thanks for highlighting.

      Hm... be very careful on spending on "others"...

      This is interesting and guess for most part of my life, I am not so good on this point about spending on others.

      I am beginning to learn more now since family are getting bigger.

      Delete
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    ReplyDelete

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  34. Welcome To Dr. Powell Garcia Loan Service…
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  39. We are broker firm in London-UK, we have direct Provider of BG/SBLC specifically for Lease, The provider is tested and trusted. We have been dealing with the company for the past 6years. Interested Agent/Lessee should contact us for directives.If you have need for corporate loans, international project funding, etc. or if you have a client who requires funding for his project or business we have all available.

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  42. Dear sir / ma
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  43. Hello everyone my name is Doreen Williams i posted a question about how I need a loan someone advised me to contact Mr. John Emmanuel Finance, I was scared at first but decided to give them a chance to my greatest surprise my loan was approved and granted without any form of credit check, unsecured, without cosigner with just 2% interest so advise everyone out there who is in need of a loan to contact them via email. johnemmanuelloanfirm@gmail.com

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  44. HOW I GOT MY LOAN FROM THIS GREAT COMPANY

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    ReplyDelete
  45. We are direct provider for BG/SBLC specifically for lease, at leasing price of (3.0 + 0.5 + X)% of face value, Issuance by HSBC London / Hong Kong or any other AA rated Bank in Europe, Middle East or USA.

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    ReplyDelete
  46. Dear Sir,

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  47. If Interested kindly contact me via
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  48. Genuine Provider for BG/SBLC(Bank Guarantee/Standby Letter of Credit)

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  49. We are Providers of all types of BG and SBLC with the best workable procedures. Our BG/SBLC ranges from MT799, MT760,(Both two way confirmation), MT103/23, MT103 (Both can be one way confirmation and two way confirmation) in USD and EUROS. Issuing Bank ranges from Top world 25 banks with face value ranging from 1M EUROS/USD to 5B EUROS/USD

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  50. DO YOU NEED A LOAN TO START A BEFITTING NEW YEAR!!!!!!

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  51. We are a Finance Industry Company professionals with over 15 Years Experience and a focus on providing Bank Guarantee and Standby Letter of Credit from some of the World Top 25 Prime Banks primarily from Barclays, Deutsche Bank, HSBC,Credit Suisse e.t.c.

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    Interested Agents,Brokers, Investors and Individual proposing international project funding should contact us for directives.We will be glad to share our working procedures with you upon request.



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    ReplyDelete
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  55. DO YOU NEED A LOAN TO START A BEFITTING NEW YEAR!!!!!!

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  57. Are you an individual businessman or a business organisation that wishes to expand in business ??, we offer financial instrument such as BGs, SBLCs,MTNs, LCs, CDs and others on lease and sales at a rate of 4%+2% of the face value and reasonable conditionfrom a genuine provider. You are at liberty to engage our leased facilities into trade programs as well as in signatory project(s) such as Aviation, Agriculture, Petroleum, Telecommunication and any other project(s) etc.

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    With our financial/bank instrument you can establish line of credit with your bank and/or secure loan for your projects in which our bank instrument will serve collateral in your bank to fund your project.

    We deliver with time and precision as set forth in the agreement. Our terms and Conditions are reasonable and we work directly with issuing bank lease providers, this instrument can be monetized on your behalf for upto 100% funding. Intermediaries/Consultants/Brokers are welcome to bring their clients and are 100% protected. In complete confidence, we will work together for the benefits of all parties involved.

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    ReplyDelete
  58. Are you an individual businessman or a business organisation that wishes to expand in business ??, we offer financial instrument such as BGs, SBLCs,MTNs, LCs, CDs and others on lease and sales at a rate of 4%+2% of the face value and reasonable conditionfrom a genuine provider. You are at liberty to engage our leased facilities into trade programs as well as in signatory project(s) such as Aviation, Agriculture, Petroleum, Telecommunication and any other project(s) etc.

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    ReplyDelete
  59. We have offers such as BG via mt760, mt103 one way,mt103/202 CASH TRANSFER, LC via mt700, mt799, Euro Clear, Certified Bank Draft. We are ready to work with you depending the offers you are Interested on.We Want Reliable Client not time Wasters. We FINANCE PROJECTS, We also Monetize BG, SBLC. We are tested and trusted.For further communication here is my Skype ID jamesclark0073, Email:jamesclark0007@gmail.com

    ReplyDelete
  60. DO YOU NEED A LOAN TO START A BEFITTING NEW YEAR!!!!!!

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    Our program is the quickest way to get what you need in a snap. Reduce your
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    Do you have a low credit score, and you will find it difficult to get loans
    from local banks and other financial institutions? solution to your
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    NOTE: You are required to email us on:(carsongrantloanhome@gmail.com) or (info@easyloansint.com) Website: http://easyloansint.com

    ReplyDelete
  61. Hi, i just want to share my experience with everyone. I have being hearing about this blank ATM card for a while and i never really paid any interest to it because of my doubts. Until one day i discovered a hacking guy called (OSCAR WHITE). he is really good at what he is doing. Back to the point, I inquired about The Blank ATM Card. If it works or even exist .He told me Yes and that its a card programmed for random money withdraws without being noticed and can also be used for free online purchases of any kind. This was shocking and i still had my doubts. Then i gave it a try and asked for the card and agreed to their terms and conditions. Hoping and praying it was not a scam. One week later i received my card and tried with the closest ATM machine close to me, It worked like magic. I was able to withdraw up to $4500. This was unbelievable and the happiest day of my life. So far i have being able to withdraw up to $28000 without any stress of being caught. I don't know why i am posting this here, i just felt this might help those of us in need of financial stability. blank Atm has really change my life. If you want to contact him, Here is the email address oscarwhitehackersworld@gmail.com And I believe he will also Change your Life....

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  62. HOW EDWARD LOAN COMPANY GRANTED ME A BUSINESS LOAN!!!
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    ReplyDelete
  63. DO YOU NEED A LOAN TO START A BEFITTING NEW YEAR!!!!!!

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    ReplyDelete
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  68. DO YOU WANT A PERSONAL/BUSINESS/INVESTMENT LOAN?

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    ReplyDelete
  70. We are Providers of all types of BG and SBLC with the best workable procedures. Our BG/SBLC ranges from MT799, MT760,(Both two way confirmation), MT103/23, MT103 (Both can be one way confirmation and two way confirmation) in USD and EUROS. Issuing Bank ranges from Top world 25 banks with face value ranging from 1M EUROS/USD to 5B EUROS/USD

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    ReplyDelete

  71. Attention,

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    ReplyDelete

  72. Attention,

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  73. DO YOU WANT A PERSONAL/BUSINESS/INVESTMENT LOAN?

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    Do you find yourself in a bit of trouble with unpaid bills and don’t know which way to go or where to turn? What about finding a reputable Debt Consolidation firm that can assist you in reducing monthly installment so that you will have affordable repayment options as well as room to breathe when it comes to the end of the month and bills need to get paid? Dr. Ezra Sebastian Loan Home is the answer. Reduce your payments to ease the strain on your monthly expenses. Email (ezrasebastianloans@gmail.com)

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    *Refinancing Loans
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    We give you loan with a low interest rate of 2% and loan duration of 1 to 30 years to pay back the loan (secure and unsecured). Do not keep your financial problems to yourself in order for you not to be debt master or financial stress up, which is why you must contact us quickly for a solution to your financial problems. It will be a great joy to us when you are financially stable. Email (ezrasebastianloans@gmail.com)

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  74. We are Providers of all types of BG and SBLC with the best workable procedures. Our BG/SBLC ranges from MT799, MT760,(Both two way confirmation), MT103/23, MT103 (Both can be one way confirmation and two way confirmation) in USD and EUROS. Issuing Bank ranges from Top world 25 banks with face value ranging from 1M EUROS/USD to 5B EUROS/USD

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    ReplyDelete
  75. We offer certified and verifiable bank instruments via Swift Transmission from a genuine provider capable
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    ReplyDelete
  76. I am Mrs patience lingard. a certified loan lender, I offer loan to
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  77. Are you an individual businessman or a business organisation that wishes to expand in business ??, we offer financial instrument such as BGs, SBLCs,MTNs, LCs, CDs and others on lease and sales at a rate of 4%+2% of the face value and reasonable conditionfrom a genuine provider. You are at liberty to engage our leased facilities into trade programs as well as in signatory project(s) such as Aviation, Agriculture, Petroleum, Telecommunication and any other project(s) etc.

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  78. Dear Applicant,
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  79. Getting a legitimate loan have always been a huge problem To clients who have financial problem and need solution to it. The issue of credit and collateral are something that clients are always worried about when seeking a loan from a legitimate lender. But.. we have made that difference in the lending industry. We can arrange for a loan from the range of $10,500. to $3000,000.000 as low as 3%interest Kindly respond immediately to this email: jorgebeckerlloans@gmail.com
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  80. Are you an individual businessman or a business organisation that wishes to expand in business ??, we offer financial instrument such as BGs, SBLCs,MTNs, LCs, CDs and others on lease and sales at a rate of 4%+2% of the face value and reasonable conditionfrom a genuine provider. You are at liberty to engage our leased facilities into trade programs as well as in signatory project(s) such as Aviation, Agriculture, Petroleum, Telecommunication and any other project(s) etc.

    Email:~ inquiry.firstchoice@gmail.com
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  81. Attention,

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    Do you have a bad credit?
    Do you need money to pay bills?
    Do you need to start up a new business?
    Do you have unfinished project at hand due to bad financing?
    Do you need money to invest in some area of specialization which will profit you? and you don’t know what to do.

    We offer the following loans below,
    personal loans[secure and unsecured]
    business loans[secure and unsecured]
    combination loans
    students loans
    consolidation loans and so many others.

    First Information Needed From You:

    (1)Full Names:
    (2)Amount Needed as Loan:
    (3)Phone Number:
    (4)Duration:
    (5)Country:
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    (7)Monthly Income:
    (8)Marital Status:
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    NOTE:All Responses should be forwarded to:jorgebeckerlloans@gmail.com for quick processing.
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    Mr Jorge Becker

    ReplyDelete
  82. Are you looking for financing source such as Bank Guarantee (BG) and Standby Letter Of Credit (SBLC)?
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    (4) Age: One Year and One Day.

    (5) Leasing Price: 4% of Face Value plus 2% commission.

    (6) Delivery: bank to bank SWIFT MT-799 and/or MT-760.

    (7) Payment: MT103 (TT/WT).

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    ReplyDelete
  83. DO YOU WANT A PERSONAL/BUSINESS/INVESTMENT LOAN?

    We have provided over $1 Billion in business loans to over 15,000 business owners just like you. We use our own designated risk technology to provide you with the right business loan so you can grow your business. Our services are fast and reliable, loans are approved within 24 hours of successful application. We offer loans from a minimum range of $5,000 to a maximum of $500 million.

    Do you find yourself in a bit of trouble with unpaid bills and don’t know which way to go or where to turn? What about finding a reputable Debt Consolidation firm that can assist you in reducing monthly installment so that you will have affordable repayment options as well as room to breathe when it comes to the end of the month and bills need to get paid? Dr. Ezra Sebastian Loan Home is the answer. Reduce your payments to ease the strain on your monthly expenses. Email (ezrasebastianloans@gmail.com)

    DO YOU NEED 100% FINANCE? we give out loans with an affordable interest rate of 2%
    EZRA SEBASTIAN LOAN HOME, (ezrasebastianloans@gmail.com) aims is to provide Excellent Professional Financial Services.

    Our services include the following:

    *Truck Loans
    * Personal Loans
    * Debt consolidation loans
    * Car Loans
    * Business Loans
    * Education Loans
    * Mortgage
    *Refinancing Loans
    * Home Loans

    We give you loan with a low interest rate of 2% and loan duration of 1 to 30 years to pay back the loan (secure and unsecured). Do not keep your financial problems to yourself in order for you not to be debt master or financial stress up, which is why you must contact us quickly for a solution to your financial problems. It will be a great joy to us when you are financially stable. Email (ezrasebastianloans@gmail.com)

    NOTE:Bear in mind that it will only take less than 24 Hours to process your file is 100% Guaranteed no matter your Credit Score.

    Yours Sincerely,
    Dr. Ezra Sebastian
    +1 (850)846-6235
    We are certified and your privacy is 100% safe with us. Worry no more about your loans or finances.


    Get your instant loan approval

    ReplyDelete
  84. Do you need a quick long or short term loan with a relatively low interest rate as low as 3%? We offer business loan, personal loan, home loan, auto loan,student loan, debt consolidation loan e.t.c. no matter your credit score. We are guaranteed in giving out financial services to our numerous clients all over world. With our flexible lending packages, loans can be processed and transferred to the borrower within the shortest time possible, contact our specialist for advice and finance planning. If you need a quick loan contact us via Email:honestloan10@gmail.com

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    ReplyDelete
  85. Do you need a quick long or short term loan with a relatively low interest rate as low as 3%? We offer business loan, personal loan, home loan, auto loan,student loan, debt consolidation loan e.t.c. no matter your credit score. We are guaranteed in giving out financial services to our numerous clients all over world. With our flexible lending packages, loans can be processed and transferred to the borrower within the shortest time possible, contact our specialist for advice and finance planning. If you need a quick loan contact us via Email:honestloan10@gmail.com

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  86. We are a Finance Industry Company professionals with over 15 Years Experience and a focus on providing Bank Guarantee and Standby Letter of Credit from some of the World Top 25 Prime Banks primarily from Barclays, Deutsche Bank, HSBC,Credit Suisse e.t.c.

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    Euro’s or US Dollars
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    Purchase Instrument of BG/SBLC : 32%+2% Min Face Value cut = EUR/USD 1M-5B
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    Interested Agents/Brokers, Investors and Individual proposing international project funding should contact us for directives.We will be glad to share our working procedures with you upon request.


    We Facilitate Bank instruments SBLC for Lease and Purchase. Whether you are a new startup, medium or large establishment that needs a financial solution to fund/get your project off the ground or business looking for extra capital to expand your operation,our company renders credible and trusted bank guarantee provider who are willing to fund and give financing solutions that suits your specific business needs.

    We help you secure and issue sblc and bank guarantee for your trade, projects and investment from top AA rated world Banks like HSBC, Barclays, Dutch Ing Bank, Llyods e.t.c because that’s the best and safest strategy for our clients.e.t.c

    DESCRIPTION OF INSTRUMENTS

    1. Instrument: Funds backed Bank Guarantee(BG) ICC-600
    2. Currency : USD/EURO
    3. Age of Issue: Fresh Cut
    4. Term: One year and One day
    5. Contract Amount: United State Dollars/Euros (Buyers Face Value)
    6. Price : Buy:32%+1, Lease: 4%+2
    7. Subsequent tranches: To be mutually agreed between both parties
    8. Issuing Bank: Top RATED world banks like HSBC, Barclays, ING Dutch Bank, Llyods e.t.c
    9. Delivery Term: Pre advise MT199 or MT799 first. Followed By SWIFT MT760
    10. Payment Term: MT799 & Settlement via MT103
    11. Hard Copy: By Bank Bonded Courier


    Interested Agents,Brokers, Investors and Individual proposing international project funding should contact us for directives.We will be glad to share our working procedures with you upon request.



    Name:Richardson McAnthony
    Contact Mail : intertekfinance@gmail.com

    ReplyDelete

  87. We offer fresh cut bank instrument for lease, such as BG, SBLC,Lease and Purchase Instruments can be obtained at minimal expense to the borrower compared to other banking options. This offer is opened to both individuals and corporate bodies.

    DESCRIPTION OF INSTRUMENTS

    1. Instrument: Funds backed Bank Guarantee(BG) ICC-600
    2. Currency : USD/EURO
    3. Age of Issue: Fresh Cut
    4. Term: One year and One day
    5. Contract Amount: United State Dollars/Euros (Buyers Face Value)
    6. Price : Buy:32%+1, Lease: 4%+2
    7. Subsequent tranches: To be mutually agreed between both parties
    8. Issuing Bank: Top RATED world banks like HSBC, Barclays, ING Dutch Bank, Llyods e.t.c
    9. Delivery Term: Pre advise MT199 or MT799 first. Followed By SWIFT MT760
    10. Payment Term: MT799 & Settlement via MT103
    11. Hard Copy: By Bank Bonded Courier


    Interested Agents,Brokers, Investors and Individual proposing international project funding should contact us for directives.We will be glad to share our working procedures with you upon request

    Name:Ardan Clooney
    Email:brandfinance33@gmail.com

    ReplyDelete
  88. Affordable Loan Offer (ericloanfinance@hotmail.com) NEED A LOAN?Sometime i really wanna help those in a financial problems.i was wondering why some people talks about inability to get a loan from a bank/company. have you guys ever try Eric Benson lending service.it cost dollars to loan from their company. my aunty from USA,just got a home loan from Eric Benson Lending banking card service.and they gave her a loan of 8,000,000 USD. they give out loan from 100,000 USD - 100,000,000 USD. try it yourself and testimony. have a great day as you try.Kiss & Hug. Contact E-mail: ericloanfinance@hotmail.com

    ReplyDelete
  89. I am Armando Taylor, a private money lender. I give out loans with an interest rate of 2% per annual and within the amount of $1000.00 to $500,000,000.00 as the loan offer. 100% Project Funding with secured and unsecured loans are available. We are guaranteed in giving out financial services to our numerous clients all over the world. With our flexible lending packages, loans can be processed and funds transferred to the borrower within the shortest time possible. We operate under clear and understandable terms and we offer loans of all kinds to interested clients, firms, companies, and all kinds of business organizations, private individuals and real estate investors. Just complete the form below and get back to us as we expect your swift and immediate response. EMAIL:(armandotaylorloanhome@gmail.com)

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    We offer the following loans below,
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    business loans[secure and unsecured]
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    1. Full Names:……………………….
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    4. Duration of the Loan……………….
    5. Direct Telephone Number:……………..
    6. Monthly Income:……………..

    Email (armandotaylorloanhome@gmail.com)
    Best Regards,

    Mr Armando Taylor.

    ReplyDelete
  90. Get Your Loan From Excelsior Investors Finance Group We Offer Loan @ 3% rate !!!

    Our company is a legal organization that was created to help People who need help,, we offer Debt Consolidation Loan Up to $5 Million *Business setup Loan Up to $10 Million *Personal Loan Up to $4,000 000*Home Loan Up to $5,000 000 *Car Company finance loan Up to $7,000,000 *Commercial Loans up to $5,000,000*Investments Loans up to $7,000,000 and above *E.T.C
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    Loan Officer
    Lewis John,
    C.E.O
    THE BUSINESS LOAN EXPERT.
    Excelsior Investors Finance Group

    ReplyDelete
  91. We are Providers of all types of BG and SBLC with the best workable procedures. Our BG/SBLC ranges from MT799, MT760,(Both two way confirmation), MT103/23, MT103 (Both can be one way confirmation and two way confirmation) in USD and EUROS. Issuing Bank ranges from Top world 25 banks with face value ranging from 1M EUROS/USD to 5B EUROS/USD

    BROKERS ARE WELCOME & 100% PROTECTED!!!
    Intermediaries/Consultants/Brokers are welcome to bring their clients and cases to our attention and in complete confidence we will work together for the benefits of all parties involve

    For further details contact us with the below information Thank you.

    Contact : Mr. SIVAJOTHI GNANATHEEVAM
    Email: leasingmandate@gmail.com

    ReplyDelete



  92. Hello,
    We issue all bank instrument such as bank draft,BG/SBLC, MT103 etc.
    Providers bank moves first

    Contact me for any kind of bank instrument.
    Email: martinsmithword@gmail.com
    Martin Smith
    Thanks

    ReplyDelete
  93. We are pleased to introduce ourselves as one of the leading Mandates/Agents working with world’s most reliable and reputed providers and sellers of all types of FINANCIAL services and solutions.We provide Worldwide project financing, Loans,BG,SBLC,MTN,POF,LC,SKR Discounting,Project Funding,Letter of credit, and lots more for investors
    If you are interested contact us immediately by Email or skype

    Name:Herceg Andras Lajos
    Email:halfunding.advisory@gmail.com
    Skype:halfunding.advisory1@gmail.com

    ReplyDelete
  94. DO YOU WANT A PERSONAL/BUSINESS/INVESTMENT LOAN?

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    ReplyDelete
  95. My name is Santos and I have been looking for financial help for my marriage ceremony,
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    ReplyDelete
  96. Hello,

    My name is Ramsey Mike ,I am very happy to receive a loan from the European part of the world,i am here to recommend you all in need of financial assistance to contact Mr William Paul for your loan application .

    I was in need of $40,000 loan to buy a new car and also to pay my bills, I contacted him for my loan application and i receive my loan successfully.

    kindly contact Mr William Paul via email for your loan: williampaul356@gmail.com

    Ramsey Mike

    ReplyDelete
  97. I am Armando Taylor, a private money lender. I give out loans with an interest rate of 2% per annual and within the amount of $1000.00 to $500,000,000.00 as the loan offer. 100% Project Funding with secured and unsecured loans are available. We are guaranteed in giving out financial services to our numerous clients all over the world. With our flexible lending packages, loans can be processed and funds transferred to the borrower within the shortest time possible. We operate under clear and understandable terms and we offer loans of all kinds to interested clients, firms, companies, and all kinds of business organizations, private individuals and real estate investors. Just complete the form below and get back to us as we expect your swift and immediate response. EMAIL:(armandotaylorloanhome@gmail.com)

    Attention!!!

    Do you have a bad credit?
    Do you need money to pay bills?
    Do you need to start up a new business?
    Do you have unfinished project at hand due to bad financing?
    Do you need money to invest in some area of specialization which will profit you?

    We offer the following loans below,
    personal loans[secure and unsecured]
    business loans[secure and unsecured]
    combination loans
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    consolidation loans and so many others.

    Phone Number+1 412-329-4367

    1. Full Names:……………………….
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    3. Loan Amount Needed:………………..
    4. Duration of the Loan……………….
    5. Direct Telephone Number:……………..
    6. Monthly Income:……………..

    Email (armandotaylorloanhome@gmail.com)
    Best Regards,

    Mr Armando Taylor.

    ReplyDelete
  98. I am Armando Taylor, a private money lender. I give out loans with an interest rate of 2% per annual and within the amount of $1000.00 to $500,000,000.00 as the loan offer. 100% Project Funding with secured and unsecured loans are available. We are guaranteed in giving out financial services to our numerous clients all over the world. With our flexible lending packages, loans can be processed and funds transferred to the borrower within the shortest time possible. We operate under clear and understandable terms and we offer loans of all kinds to interested clients, firms, companies, and all kinds of business organizations, private individuals and real estate investors. Just complete the form below and get back to us as we expect your swift and immediate response. EMAIL:(armandotaylorloanhome@gmail.com)

    Attention!!!

    Do you have a bad credit?
    Do you need money to pay bills?
    Do you need to start up a new business?
    Do you have unfinished project at hand due to bad financing?
    Do you need money to invest in some area of specialization which will profit you?

    We offer the following loans below,
    personal loans[secure and unsecured]
    business loans[secure and unsecured]
    combination loans
    students loans
    consolidation loans and so many others.

    Phone Number+1 412-329-4367

    1. Full Names:……………………….
    2. Contact Address:…………………..
    3. Loan Amount Needed:………………..
    4. Duration of the Loan……………….
    5. Direct Telephone Number:……………..
    6. Monthly Income:……………..

    Email (armandotaylorloanhome@gmail.com)
    Best Regards,

    Mr Armando Taylor.

    ReplyDelete

  99. Finding a genuine provider of financial instrument is very challenging but we are certified Financial Instrument providers in United Kingdom. Presently, we only focus on BG/SBLC for Lease and Sale transactions. However, our Lease BG/SBLC is 4+1% and Sale at 32+2%.

    Should you find this interesting and acceptable? Kindly, contact us and we shall review and respond with draft Contract/MOU within 48hrs maximum.

    Please request for full procedure details if interested.

    For further inquiry contact:
    Name : Ciaran Sheridan
    E-mail : ciaransheridan453@gmail.com
    Skype id : ciaransheridan453@gmail.com

    ReplyDelete
  100. DO YOU NEED A LOAN TO START UP YOUR OWN BUSINESS!!!!!!

    We have provided over $1 Billion in business loans to over 20,000 business owners just like you. We use our own designated risk technology to provide you with the right business loan so you can grow your business. Our services are fast and reliable, loans are approved within 24 hours of successful application. We offer loans from a minimum range of $5,000 to a maximum of $900 million. (dr.maverickleonidassloans@gmail.com)


    Are you a business man or woman? Are you in any financial stress? Or do you need money to start your own business? we offer financial freedom to serious clients our mission is to help the less financial privileges get back on track Our program is the quickest way to get what you need in a snap. Reduce your payments to ease the strain on your monthly expenses. we offer loans to individual and public sector that are in need of financial Assistance in a low interest rate of 2%. Bad credit acceptable,The Terms and Conditions are very simple and considerate.You will never regret anything in this loan transaction because we will make you smile through out this loan transaction Email: (dr.maverickleonidassloans@gmail.com)


    Our services include the following:

    *Truck Loans
    * Personal Loans
    * Debt consolidation loans
    * Car Loans
    * Business Loans
    * Education Loans
    * Mortgage
    *Refinancing Loans
    * Home Loans


    Yours Sincerely,
    Dr. Maverick Leonidas
    +1 (424)704-8035

    ReplyDelete
  101. I am Armando Taylor, a private money lender. I give out loans with an interest rate of 2% per annual and within the amount of $1000.00 to $500,000,000.00 as the loan offer. 100% Project Funding with secured and unsecured loans are available. We are guaranteed in giving out financial services to our numerous clients all over the world. With our flexible lending packages, loans can be processed and funds transferred to the borrower within the shortest time possible. We operate under clear and understandable terms and we offer loans of all kinds to interested clients, firms, companies, and all kinds of business organizations, private individuals and real estate investors. Just complete the form below and get back to us as we expect your swift and immediate response. EMAIL:(armandotaylorloanhome@gmail.com)

    Attention!!!

    Do you have a bad credit?
    Do you need money to pay bills?
    Do you need to start up a new business?
    Do you have unfinished project at hand due to bad financing?
    Do you need money to invest in some area of specialization which will profit you?

    We offer the following loans below,
    personal loans[secure and unsecured]
    business loans[secure and unsecured]
    combination loans
    students loans
    consolidation loans and so many others.

    Phone Number+1 412-329-4367

    1. Full Names:……………………….
    2. Contact Address:…………………..
    3. Loan Amount Needed:………………..
    4. Duration of the Loan……………….
    5. Direct Telephone Number:……………..
    6. Monthly Income:……………..

    Email (armandotaylorloanhome@gmail.com)
    Best Regards,

    Mr Armando Taylor.

    ReplyDelete
  102. I am Armando Taylor, a private money lender. I give out loans with an interest rate of 2% per annual and within the amount of $1000.00 to $500,000,000.00 as the loan offer. 100% Project Funding with secured and unsecured loans are available. We are guaranteed in giving out financial services to our numerous clients all over the world. With our flexible lending packages, loans can be processed and funds transferred to the borrower within the shortest time possible. We operate under clear and understandable terms and we offer loans of all kinds to interested clients, firms, companies, and all kinds of business organizations, private individuals and real estate investors. Just complete the form below and get back to us as we expect your swift and immediate response. EMAIL:(armandotaylorloanhome@gmail.com)

    Attention!!!

    Do you have a bad credit?
    Do you need money to pay bills?
    Do you need to start up a new business?
    Do you have unfinished project at hand due to bad financing?
    Do you need money to invest in some area of specialization which will profit you?

    We offer the following loans below,
    personal loans[secure and unsecured]
    business loans[secure and unsecured]
    combination loans
    students loans
    consolidation loans and so many others.

    Phone Number+1 412-329-4367

    1. Full Names:……………………….
    2. Contact Address:…………………..
    3. Loan Amount Needed:………………..
    4. Duration of the Loan……………….
    5. Direct Telephone Number:……………..
    6. Monthly Income:……………..

    Email (armandotaylorloanhome@gmail.com)
    Best Regards,

    Mr Armando Taylor.

    ReplyDelete
  103. I am Armando Taylor, a private money lender. I give out loans with an interest rate of 2% per annual and within the amount of $1000.00 to $500,000,000.00 as the loan offer. 100% Project Funding with secured and unsecured loans are available. We are guaranteed in giving out financial services to our numerous clients all over the world. With our flexible lending packages, loans can be processed and funds transferred to the borrower within the shortest time possible. We operate under clear and understandable terms and we offer loans of all kinds to interested clients, firms, companies, and all kinds of business organizations, private individuals and real estate investors. Just complete the form below and get back to us as we expect your swift and immediate response. EMAIL:(armandotaylorloanhome@gmail.com)

    Attention!!!

    Do you have a bad credit?
    Do you need money to pay bills?
    Do you need to start up a new business?
    Do you have unfinished project at hand due to bad financing?
    Do you need money to invest in some area of specialization which will profit you?

    We offer the following loans below,
    personal loans[secure and unsecured]
    business loans[secure and unsecured]
    combination loans
    students loans
    consolidation loans and so many others.

    Phone Number+1 412-329-4367

    1. Full Names:……………………….
    2. Contact Address:…………………..
    3. Loan Amount Needed:………………..
    4. Duration of the Loan……………….
    5. Direct Telephone Number:……………..
    6. Monthly Income:……………..

    Email (armandotaylorloanhome@gmail.com)
    Best Regards,

    Mr Armando Taylor.

    ReplyDelete
  104. Hello,

    My name is Ramsey Mike ,I am very happy to receive a loan from the European part of the world,i am here to recommend you all in need of financial assistance to contact Mr William Paul for your loan application .

    I was in need of $40,000 loan to buy a new car and also to pay my bills, I contacted him for my loan application and i receive my loan successfully.

    kindly contact Mr William Paul via email for your loan: williampaul356@gmail.com

    Ramsey Mike

    ReplyDelete
  105. I am Armando Taylor, a private money lender. I give out loans with an interest rate of 2% per annual and within the amount of $1000.00 to $500,000,000.00 as the loan offer. 100% Project Funding with secured and unsecured loans are available. We are guaranteed in giving out financial services to our numerous clients all over the world. With our flexible lending packages, loans can be processed and funds transferred to the borrower within the shortest time possible. We operate under clear and understandable terms and we offer loans of all kinds to interested clients, firms, companies, and all kinds of business organizations, private individuals and real estate investors. Just complete the form below and get back to us as we expect your swift and immediate response. EMAIL:(armandotaylorloanhome@gmail.com)

    Attention!!!

    Do you have a bad credit?
    Do you need money to pay bills?
    Do you need to start up a new business?
    Do you have unfinished project at hand due to bad financing?
    Do you need money to invest in some area of specialization which will profit you?

    We offer the following loans below,
    personal loans[secure and unsecured]
    business loans[secure and unsecured]
    combination loans
    students loans
    consolidation loans and so many others.

    Phone Number+1 412-329-4367

    1. Full Names:……………………….
    2. Contact Address:…………………..
    3. Loan Amount Needed:………………..
    4. Duration of the Loan……………….
    5. Direct Telephone Number:……………..
    6. Monthly Income:……………..

    Email (armandotaylorloanhome@gmail.com)
    Best Regards,

    Mr Armando Taylor.

    ReplyDelete
  106. I am Armando Taylor, a private money lender. I give out loans with an interest rate of 2% per annual and within the amount of $1000.00 to $500,000,000.00 as the loan offer. 100% Project Funding with secured and unsecured loans are available. We are guaranteed in giving out financial services to our numerous clients all over the world. With our flexible lending packages, loans can be processed and funds transferred to the borrower within the shortest time possible. We operate under clear and understandable terms and we offer loans of all kinds to interested clients, firms, companies, and all kinds of business organizations, private individuals and real estate investors. Just complete the form below and get back to us as we expect your swift and immediate response. EMAIL:(armandotaylorloanhome@gmail.com)

    Attention!!!

    Do you have a bad credit?
    Do you need money to pay bills?
    Do you need to start up a new business?
    Do you have unfinished project at hand due to bad financing?
    Do you need money to invest in some area of specialization which will profit you?

    We offer the following loans below,
    personal loans[secure and unsecured]
    business loans[secure and unsecured]
    combination loans
    students loans
    consolidation loans and so many others.

    Phone Number+1 412-329-4367

    1. Full Names:……………………….
    2. Contact Address:…………………..
    3. Loan Amount Needed:………………..
    4. Duration of the Loan……………….
    5. Direct Telephone Number:……………..
    6. Monthly Income:……………..

    Email (armandotaylorloanhome@gmail.com)
    Best Regards,

    Mr Armando Taylor.

    ReplyDelete
  107. We offer certified and verifiable bank instruments via Swift Transmission from a genuine provider capable
    of taking up time bound transactions.

    FOR LEASING OF BG/SBLC
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
    LEASING FEE = 4%+1%

    FOR PURCHASE OF FRESH CUT BG/SBLC
    PRICE = 32%+1%
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M

    Our BG/SBLC Financing can help you get your project funded, loan financing by providing you with yearly
    renewable leased bank instruments. We work directly with issuing bank lease providers, this Instrument can be monetized on your behalf for 100% funding: For further details contact us with the below information.

    Contact: Name: WARREN GARY

    Email: inquiry.barkerfinancial@gmail.com

    Skype: inquiry.barkerfinancial@gmail.com

    ReplyDelete
  108. DO YOU NEED A LOAN TO START UP YOUR OWN BUSINESS!!!!!!

    We have provided over $1 Billion in business loans to over 20,000 business owners just like you. We use our own designated risk technology to provide you with the right business loan so you can grow your business. Our services are fast and reliable, loans are approved within 24 hours of successful application. We offer loans from a minimum range of $5,000 to a maximum of $900 million. (dr.maverickleonidassloans@gmail.com)


    Do you need a legit, honest, reputable and quick loan?? I can help you with 100% guarantee loan Are you a business man or woman? Are you in any financial stress? Or do you need money to start your own business? we offer financial freedom to serious clients our mission is to help the less financial privileges get back on track Our program is the quickest way to get what you need in a snap. Reduce your payments to ease the strain on your monthly expenses. we offer loans to individual and public sector that are in need of financial Assistance in a low interest rate of 2%. Bad credit acceptable,The Terms and Conditions are very simple and considerate.You will never regret anything in this loan transaction because we will make you smile through out this loan transaction Email: (dr.maverickleonidassloans@gmail.com)


    Our services include the following:

    *Truck Loans
    * Personal Loans
    * Debt consolidation loans
    * Car Loans
    * Business Loans
    * Education Loans
    * Mortgage
    *Refinancing Loans
    * Home Loans


    Yours Sincerely,
    Dr. Maverick Leonidas
    +1 (424)704-8035

    ReplyDelete
  109. I am Armando Taylor, a private money lender. I give out loans with an interest rate of 2% per annual and within the amount of $1000.00 to $500,000,000.00 as the loan offer. 100% Project Funding with secured and unsecured loans are available. We are guaranteed in giving out financial services to our numerous clients all over the world. With our flexible lending packages, loans can be processed and funds transferred to the borrower within the shortest time possible. We operate under clear and understandable terms and we offer loans of all kinds to interested clients, firms, companies, and all kinds of business organizations, private individuals and real estate investors. Just complete the form below and get back to us as we expect your swift and immediate response. EMAIL:(armandotaylorloanhome@gmail.com)

    Attention!!!

    Do you have a bad credit?
    Do you need money to pay bills?
    Do you need to start up a new business?
    Do you have unfinished project at hand due to bad financing?
    Do you need money to invest in some area of specialization which will profit you?

    We offer the following loans below,
    personal loans[secure and unsecured]
    business loans[secure and unsecured]
    combination loans
    students loans
    consolidation loans and so many others.

    Phone Number+1 412-329-4367

    1. Full Names:……………………….
    2. Contact Address:…………………..
    3. Loan Amount Needed:………………..
    4. Duration of the Loan……………….
    5. Direct Telephone Number:……………..
    6. Monthly Income:……………..

    Email (armandotaylorloanhome@gmail.com)
    Best Regards,

    Mr Armando Taylor.

    ReplyDelete
  110. I am Armando Taylor, a private money lender. I give out loans with an interest rate of 2% per annual and within the amount of $1000.00 to $500,000,000.00 as the loan offer. 100% Project Funding with secured and unsecured loans are available. We are guaranteed in giving out financial services to our numerous clients all over the world. With our flexible lending packages, loans can be processed and funds transferred to the borrower within the shortest time possible. We operate under clear and understandable terms and we offer loans of all kinds to interested clients, firms, companies, and all kinds of business organizations, private individuals and real estate investors. Just complete the form below and get back to us as we expect your swift and immediate response. EMAIL:(armandotaylorloanhome@gmail.com)

    Attention!!!

    Do you have a bad credit?
    Do you need money to pay bills?
    Do you need to start up a new business?
    Do you have unfinished project at hand due to bad financing?
    Do you need money to invest in some area of specialization which will profit you?

    We offer the following loans below,
    personal loans[secure and unsecured]
    business loans[secure and unsecured]
    combination loans
    students loans
    consolidation loans and so many others.

    Phone Number+1 412-329-4367

    1. Full Names:……………………….
    2. Contact Address:…………………..
    3. Loan Amount Needed:………………..
    4. Duration of the Loan……………….
    5. Direct Telephone Number:……………..
    6. Monthly Income:……………..

    Email (armandotaylorloanhome@gmail.com)
    Best Regards,

    Mr Armando Taylor.

    ReplyDelete
  111. As a Finance and Investment Company who is a Premier Provider of Trade Finance, Project Finance & Funding; We also offer discountable Bank Instruments at moderate rates of the required BG | SBLC | DLC | LC | Loan| Bank Drafts Face Value.
    If you are interested contact us immediately by;-

    Name:Herceg Andras Lajos
    Email:halfunding.advisory@gmail.com
    Skype:halfunding.advisory@gmail.com

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